GradGuard Tuition Insurance Plan

What happens when your education is disrupted by an unexpected injury, illness, or other serious life event? Depending on the timing of the withdrawal, you may not be eligible to receive a refund for all of your tuition and fees.

GradGuard Tuition Insurance strengthens and broadens the scope of our existing refund policy, and can help students and parents avoid a financial loss due to an unexpected withdrawal for a serious covered illness, injury, or other covered reason.

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GradGuard can reimburse up to 100% of the student’s investment, including other school-invoiced fees, after a withdrawal due to a covered reason such as:

  • Covered Serious Injury or Illness such as mononucleosis, or severe head injury
  • Chronic Illness such as diabetes or an auto-immune disorder
  • Mental Health Conditions like depression, anxiety, suicide/attempted suicide
  • Loss of Employment for a tuition payer depending on the plan

Covered withdrawals can take place any time during the covered term. GradGuard offers members special access to an Assistance Hotline to help students and their families take care of emergencies and unexpected issues.

Tuition insurance must be purchased before the first day of classes and is offered as a voluntary benefit to our families, your participation is not required but highly recommended. The school is not compensated for this program. Learn more by calling GradGuard at 877-794-6603 or visiting

When to enroll

In order to purchase GradGuard tuition insurance, a student/family must be enrolled the day before the term begins.

  • Fall Term Deadline: August 25
  • Spring Term Deadline: February 2

How much does it cost

$120 per term for $10,000 in coverage

How to purchase tuition insurance

3 different options:

  • TouchNet Deposits and Payments via the campus portal (preferred)
  • Directly with GradGuard by visiting
  • Contacting the GradGuard Member Services Team at (877) – 794 – 6603

What’s covered

GradGuard’s Tuition Insurance can reimburse tuition, room, board, and other eligible fees if a student withdraws at any time during the covered term due to a covered reason such as:

  • Covered Serious Injury or Illness (such as mononucleosis, a severe head injury, or COVID-19)
  • Chronic Illness (such as diabetes or an auto-immune disorder)
  • Mental Health Conditions (such as depression, anxiety, suicide/attempted suicide)
  • Death of a payer(s)
  • Loss of employment of a tuition payer(s) (not including seasonal/temp positions or if termination is due to tuition payer fault)


Policies are offered and administered by GradGuard. Elmhurst University is solely providing information for this voluntary benefit. Questions regarding amount of coverage, claims and purchase processes can be directed to our partners at GradGuard by calling 877-794-6603 or by visiting

Terms, conditions, and exclusions apply, including for pre-existing conditions.  Plans only available to U.S. residents and may not be available in all jurisdictions.  Recommended and provided by Grad Guard, a service of Next Generation Insurance Group, LLC (NGI), the licensed agent for all insurance programs.  AGA Service Company, dba Allianz Global Assistance (AGA), compensates GradGuard, their national program management partner, for the marketing, distribution and administration of the products. Insurance plans include insurance benefits and assistance services.  Pricing may vary by state.  Insurance benefits are underwritten by Jefferson Insurance Company (NY, Administrative Office 9950 Mayland Drive, Richmond, VA 23233) rated “A+” (Superior) by A.M. Best Co., A+ (Superior) is the 2nd highest standard of A.M. Best’s 13 Financial Strength Ratings.  Non-insurance benefits/services are provided by AGA Service Company.  Claims are administered by Allianz Global Assistance (AGA).  Allianz Global Assistance is a mark of AGA Service Company or its affiliates.  AGA Service Company is an affiliate of Jefferson Insurance Company.  Plans include insurance benefits and assistance services.  Except as expressly provided for under the plan, consumer is responsible for charges incurred from outside vendors.  Contact AGA Service Company at 888-427-5045 or 9950 Mayland Dr., Richmond, VA  23233 or [email protected]. Schools do not receive compensation for purchase.

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